Start Here: 401K Recession
Orlistat generic brands
Zithromax azithromycin pfizer
Merck proscar online
Plan Sponsor Information
Issue and Legislative Brief
About Us
Strategic Partners
For More Information
K Plan Retirement Advisors
Professionals you can rely on ~ Planning you can retire on
It's an Investment Option

It's Just an Option

Please remember that the Fixed Indexed Annuity is just an option added to the current list of investments. A plan participant can put any part, or none of, their account in the annuity.

We are not asking anyone to "start over" with a new 401(k).

This is just an additional investment option. The potential advantages and benefits to employees of having FIA as an additional saving/investment choice in a 401(k) plan are:

1. Since the principal amount of money put into the FIA is completely insulated from market risk, money is not lost if the markets meltdown. In fact, since the FIA has a minimum guaranteed rate of return, there will be positive growth even if the market declined every year going forward.

2. Over the past 15-years FIAs have performed quite well compared to mutual funds. The average annual crediting rate for the FIA we most recommend has been 6.37% over the past several years.

3. The FIA has no explicit sales charges and fees unless the employee chooses a more liberal option like a higher income account earnings rate during the holding period before they elect to turn on the income. Insurance companies, like banks, built their fees into the product design; thus, there are no surprises in the form of management fees or sales commissions. The insurance company designs the FIA to make a profit based on the risk management assumptions they build into their products.

4. The FIA's we will recommend for your 401(k) are designed for the “institutional setting” as opposed to the “retail market”; accordingly, the implicit fees are both reasonable and fixed. All rider fees are clearly disclosed and the employees may elect to enhance the FIA with additional riders or stay with the generic model that assesses no explicit fees. FIA contracts designed for the institutional market are priced to meet the “best in class” requirements contemplated by the IRS and DOL rules for “reasonable expense charges”.

Accutane is a powerful medicine used for the treatment of moderate to severe acne.

Accutane 120 pills 10 mg - 59.08$
Accutane 120 pills 40 mg - 205.27$
Accutane 270 pills 20 mg - 295.48$

  • Accutane Hingham
  • Wasco
  • Arenas Valley
  • Robinson
  • Southport

Order accutane online australia is the world's best brand with a reputation for being safe and effective use by people of all ages but especially when used on the skin. Its active ingredients provide fast-acting relief from conditions such as rosacea, atopic dermatitis, and acne, while minimising the symptoms of eczema and psoriasis. As you may have guessed, this is not a new product and so I think it is fair to say that the majority of my readers are either very new to the world of vaping, or are more familiar with the vaping world through other means. If this is the latter, then there are definitely no shortage of questions on which you may be wishing to ask, and so this post is going to attempt give you a quick overview of number the most common questions that new users ask. So, what exactly is E-Smoke, and where did it come from? E-Smoke was founded in early 2015 by James Tull, who is a long-time fan of vaping and has previously worked for the VapeWorld UK (VGW). Originally company intended to cater both the beginner and intermediate vape user, but had to quickly change direction and begin to differentiate itself by focusing on just the novice user. The main focus in early days was to make E-Smoke, as James describes it, the "go to" brand for both beginners and intermediate users. E-Smoke has been <